After several months of development of a new technology, taxes and services can be paid through the debit card. This possibility will be enabled in the different branches of the collection network extrabancaria, where until now only had the possibility to pay in cash.
In a first stage will be possible to pay with debit in 800 mouths, but in the coming months will reach the 15,000 that exists in all the country. The announcement was made by the Rapipago network, but will also include other companies in the sector such as Pago Fácil, Cobro Express and the rest.
In the case of taxes, the AFIP had already provided that all payments, including the monotribution, must be made through electronic channels, prohibiting the use of cash. Now, within these modalities will be to pay a certain tax debiting from the bank account through one of these collection premises. It will be the first time that, specifically, these mouths qualified for payment of services is linked directly with a bank account.
The device that allows to pay in the mouths extrabancarias is not an POS but is called PinPad. And it uses technology designed for digital wallet transactions.
“The 800 places where we can pay with debit represent 80% of the total of our movement, but in four or five months maximum will be available in all,” explained from the chamber that groups the companies in the sector. Specifically yesterday was the announcement between Rapipago and Prisma for the use of cards issued by banks using the Banelco network. The system had already begun recently for those who are within the orbit of Red Link.
The device that will channel the payments with debit card is not a POS, but is called Pin Pad. It will be the customer who will pass the card through it and must dial the four digits of his password. In addition, the system uses the circuit known as PEI (Instant Electronic Payment), which was enabled by the Central for electronic transfers through the so-called digital wallet.
The objective is that in a year at least 20% of the payments of services that are still carried out in cash will go to the debit mode.
For the public there will be no additional cost to pay for this mechanism, while the collection companies will have to face a very low fee in relation to the 1% that is usually paid for a debit card transaction. “We have a cost to collect by card, but it is cheaper than today we are hard for the truck to transfer the cash,” they say.
Specifically, all taxes can be paid as long as there is money in the account. And the same thing happens with the payment of services, from light and gas to the school or the cable. Everything that can be channeled today with cash payments can now be made with debit.
This is an important step to begin to reduce the use of cash in the economy, which costs millions of dollars in money transfers. And it is also an advantage to avoid insecurity related to the transfer of large sums of cash.
With the new operation, the extra-banking networks expect that in a year 20% of the cash payments made today will be made with debits from the account. And end with an absurd practice: people take money from the cashier to go to an Easy Payment or Rapipago that is next to pay a bill in cash.